Self Certification Commercial Mortgages
At General Finance Centre, we realise that many people in the UK struggle in applying for a commercial mortgages because:
- They are self-employed
- They have irregular income
- They have a variety of income sources
That's why we offer tailored self certification commercial mortgages enabling these people to purchase their business property.
A self certification commercial mortgage allows you to state your income, without the need for a supporting statement from an employer, business partner or accountant.
- Are you an employee on a part-time or short term contract? WE CAN HELP!
- Is a significant percentage of your income made up from bonuses and commissions? WE CAN HELP!
- Are you a freelance worker? WE CAN HELP!
- Do you earn money in accordance with seasons/period of the year? WE CAN HELP!
- Do you earn income from multiple sources? WE CAN HELP!
- Do you have a low salary, but own other assets? WE CAN HELP!
- Are you a company director who doesn't draw a salary? WE CAN HELP!
At General Finance Centre, we accept your situation, income and assets at face value, and will assess your commercial mortgage loan application accordingly.
We may also specifically be able to help you gain a self certification commercial mortgage if you cannot provide 2-3 years accounts, or your accounts don't really reflect your latest income levels. We can help if your accounts are constructed to show the least amount of taxable net profit.
If any of the above reflects your current situation, then General Finance Centre can setup a self cert commercial mortgage that allows you to borrow up to 85% of property value. Click on the enquiry form link below to find out how we can help you.
